Web Warning Report | Complaints Reviews Scams Lawsuits Frauds Reported. File your review. Consumers educating consumers.™
  • Total Visits since 2016: 8,000,000
  • Estimated money Consumers saved since 1998: $15,449,000,000.68
  • Reports filed: 17

Consumer Resources

Government Grants

  • The Govt. doesn't send you letters out of the blue, nor does it send email nor calls the citizens to offer grants under any scheme. If you have received any such communication, it is the con artists trying to rob you.

  • Govt. grants don't have a fee to pay. It needs an application from your side and there is no guarantee that you will receive it after applying for it.

  • Govt. grants are for very specific purposes, like testing the effect of climate change on crop cycles. Govt. doesn't give you a grant just because you are a good citizen.

  • Mostly, the government grants are given to non-profit organisations, cities, schoolsand states to provide services to the society or fund research projects.

Prizes, Lotteries & Sweepstakes

  • It is against the law for a company to ask you to pay a fee in advance to win or claim an already won prize.

  • It is against the law for a company to recommend that you should make a purchase to increase your chances of winning.

  • You don't need to pay the company for taxes on your prize. The taxes are deducted from the winning and is directly deposited to the government.

  • It is illegal to play the lotteries via mail or telephone across national or state borders.

  • Never provide your bank account details, credit card number or social security number to any sweepstakes' company. The legitimate ones will not even ask for it.

  • If the company wants you to send them an advance on your winning amount, be careful. This is an elaborate scam called check-kitting.

  • Most of these “You have won a prize” mails are to get your personal information or to defraud you. Nothing is really free, you are paying for it in one way or another. In this case, it is your name and contact details on a mailing list which the company is preparing.

  • Free vacations are not free either. You need to pay for the service charges or purchase a travel club annual membership or attend a sales seminar for two hours. Click here to read more about what the FTC says about these free vacations.

  • Joining any “lottery club” wont improve the chances of you winning foreign lottery.

  • Every time you respond to a lottery solicitation, you are presenting yourself as a potential victim. The result would be more lottery opportunity offers and other fraudulent financial opportunities.

African Money Scams

This is an old scam. You receive an email that you can win millions of dollars and all you need is to help him or her to transfer the amount to your account for safekeeping.

  • This is a scam so you won’t get money, you will LOSE it.

  • Don't believe the pictures either, they send fake ones.

  • They also may offer you an advanced commission but that check will bounce and you will end up paying the fines for that.

  • Don't give your credit card or bank accounts number or other financial information to strangers.

  • Don't travel, at least not alone, to meet an ‘agent’.

Medicare Coverage Scams

  • If someone says you need to join a scheme to keep your Medicare benefits, it is a scam. The Medicare prescription drug benefit is a voluntary scheme. Not opting for it will not take away other Medicare benefits from you.

  • SSA or the Social Security Administration never asks for financial information like bank account or credit card number, life insurance number or social security numbers. If you receive such a call, it is a scam.

  • It is against the law for any company to knock on your doors to sell Medicare drug plans or even to send you emails regarding it. Companies might call you to market their plans but it is illegal to sign people up during that call. They also need to abide by the telemarketing calls. It is against the law to

    • Call before 8 am or after 9 pm.

    • Call people who have already registered for the “do not call” facility with the state or federal registry.

    • Call someone who previously asked not to call them.

  • You never need to join any drug plan to win a prize or get a gift.

  • only Medicare approved plans can be sold as Medicare prescription drug plan. These approved plans have a large seal of “Medicare Rx” on all their materials. "Prescription Drug Coverage" is printed just underneath that seal, but in small letters.

Miscellaneous But Important!

  • Don't trust a movers and packers company to transport anything which you can't replace with an insurance. The excuses are many, the truck was stolen, it met with an accident or the item simply disappeared mysteriously. Always get your insurance done before shipping anything valuable and carry important documents, costly electronics gadgets, jewellery and family members with you.

  • Hire a reputed attorney and contact a qualified home builder for all home finance transactions. Click here to read about how to avoid the scams.

  • Drugs, medicines and weight loss pills available on the internet are generally inappropriate and they are not regulated by either the government or the doctors. You will be risking a lot by taking those pills. If you join a “Free Trial”, you will receive useless pills and you will not benefit from them. You can not cancel those shipments either. These fakes can be spotted using their exaggerated claims on the internet, such as, “instant cure from asthma” or “get quick relief from arthritis” or “regain lost hair overnight”.

  • Collection agencies are given your contact details in full so they can mail you the letters. If they are asking for your financial details, don't share. They are probably junk debt buyers and are trying to collect money from you by imposing that you forgot that owed them money. You need to know about the Fair Credit Reporting Act and Fair Debt Collection Practices Act.

  • If you didn't expect a package which arrived, don't accept it. Send it back, just like an unsolicited check, with “delivery refused”.

  • Chain letters are again a form of Ponzi schemes. They are against the law whether for recipe, sandals or money.

  • Brown mailing envelops aren't always from the government. This is to fool you so read the contents carefully.

  • Always read the Terms & Conditions section carefully. This is printed in small letters and hide the good stuff you are entitled to. Don't trust them if they refuse to give this to you in written.

  • Don't ever invest money without consulting a licensed investment advisor or securities dealer whom you personally know and have investigated on before establishing a professional relationship. You can always get to know the disciplinary history of any licensed securities broker by going to www.nasd.org.

  • Buying a car is often tricky. You should read our car buying guide here before you start the negotiation.

  • Be careful with the Jury Duty Scam. Someone might call you to tell you that you are a jury coordinator and they need your date of birth and your social security number so they can verify the information to cancel the arrest order. You get scared and confused and they use this opportunity to bully you into believing them. Don't give in. To read more about this scam, click here.

Phone Cramming

When a company charges you on your telephone bill for services you never wanted to buy, it is called Cramming.

  • Read the terms and conditions of entry forms, checks, product coupons or other promotional materials as they might contain a condition of buying a service and pay for the same via your telephone bill.

  • People might call you,posing to be a representative of your telephone company, and ask you about your satisfaction with the services and tell you about new services they offer. Be sure to ask them about the effect of those changes on your bill.

  • Watch out for the services where you are automatically included and charged for unless you specifically opt out. This is even truer for websites where the ‘Yes Box’ is automatically ticked and you need to uncheck it so you don't end up paying for something you don't want.

  • Don't return calls you have received from unknown numbers. The crammer might use Automatic Number Identification feature and get your number and then process for a service you never requested for.

  • Read your cell phone service contract carefully before you sign and check your bills regularly for numbers you didn't dial or services you didn't request for.